Underwritten by United States Fire Insurance Company, a part of Fairmont Specialty (a division of Crum & Forster) is rated "A" (Excellent) by AM Best Company. Full Policy on file at IAB’s administrative offices.
You and your eligible dependentseach have $1,000 of Insured Dental Benefits per calendar year paid per Dental Schedule of Eligible Expenses ($50 Deductible) with ANY Dentist of your choice. See list of Schedule of Dental Eligible Expenses.
Deductible is waived on two (2) cleanings per person per year.
Your IAB Dental Care Plan can be used at any dentist and provides a scheduled reimbursement.
Procedures Include: Porcelain Crown, Composite Filling,
Simple Extraction, Regular Teeth Cleaning, Periodontics, Complete
Dentures, Root Canal, X-Rays, Endodontics, Sedative Filling, Amalgam
Filling, Periodic Oral Exam, Initial Oral Exam, Deep Teeth Cleaning and
much more... (Note: waiting periods may apply).
Covered expense: Class I, II, III Services are payable per Schedule
Deductible: $50 Combined Deductible for classes I, II and III each
year. Deductible is waived on 2 cleanings per year (Prophylaxis 01110
& 01120.)
Waiting Period: Class I: Immediate, Class II: 90 days, Class III: 12 months
Limitations and Exclusions: You must submit your claim form within 90 days of service to receive reimbursement.
Dental Care
